Office Package Insurance

What Does Office Package Insurance Cover?

Here are the typical components included:

1. Property Coverage: Covers physical structure, furniture, fixtures, computers, electronics, and protection against burglary & theft.
2. Fire & Allied Perils: Covers loss or damage due to fire, lightning, explosion, and natural disasters.
3. Electronic Equipment Insurance: Covers computers, servers, and other office electronics against breakdown, fire, or accidental damage.
4. Money Insurance: Covers loss of money in transit, on-premises, or due to robbery.
5. Fidelity Guarantee: Protects against financial losses due to dishonest acts by employees.
6. Public Liability: Covers legal liability for third-party injury or property damage at your office.
7. Workmen’s Compensation: Provides compensation to employees for injury, disability, or death during work.

Who Needs It?

• IT Companies
• Consulting Firms
• Legal & Accounting Offices
• Startups
• Co-working Spaces
• Small to Medium Enterprises (SMEs)

Why Should You Buy Office Package Insurance?

• Reduces business disruption risks
• Consolidated protection in one policy
• Cost-effective compared to buying separate policies
• Enhances credibility with clients and partners