Term Insurance / Life Insurance

Secure Your Family's Future — Affordably

Term Insurance is the simplest and most cost-effective way to secure your loved ones’ future. It offers a high life cover at affordable premiums, ensuring that your family stays financially protected even in your absence.

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    Term Insurance

    Key Highlights of Term Insurance

    Large Cover at Low Premium

    High life cover amounts at pocket-friendly premiums.

    Financial Security

    Ensures dependents’ lifestyle and needs are protected.

    Flexible Policy Terms

    Coverage from 10 years to age 99 depending on plan.

    Tax Benefits

    Save tax under 80C & 10(10D) while protecting family.

    📌 Ensure your family’s financial independence – choose the right plan!

    Term Insurance FAQs

    ✅ What is Term Insurance?

    Term Insurance is a life insurance product that provides financial coverage for a specific term. If the policyholder passes away during the policy term, the nominee receives a death benefit (sum assured). No payout is made if the policyholder survives, unless a return of premium option is chosen.

    🔒 Key Features
    • ✅ High Coverage, Low Premiums
    • ✅ Financial Security for Dependents
    • ✅ Flexible Policy Terms
    • ✅ Add-on Riders for Critical Illness, Accidental Death, Disability
    • ✅ Tax Benefits under 80C & 10(10D)
    👥 Who Should Buy?
    • Individuals with dependents
    • Primary earners in the family
    • Young professionals starting financial planning
    • Business owners with liabilities
    • Loan borrowers (home/personal/business)
    📑 Types of Term Plans
    • Level Term Plan – Fixed sum assured
    • Increasing Term Plan – Coverage increases annually
    • Decreasing Term Plan – Suitable for loans
    • Return of Premium Plan – Refunds premiums if you survive
    🛠️ Claim Settlement Support

    We assist in every step of claim settlement—from intimation, document collection, and form review to insurer follow-ups and dispute support. Our goal is to make the process smooth, quick, and fair for your family.

    Contact Us

    Secure your family’s future with the right Term Insurance plan. Get expert advice and compare the best policies in minutes.

    Phone

    +91 7000822583 (Monday - Friday, 9 AM - 5 PM IST)

    Email

    anshul.p@wealthylab.in

    Address

    Office No 112 : Regus Business 1st floor Scheme No 78 Indore Madhya Pradesh: 452010